What happens if a user does not have enough money to round up?

This is dependent on a user’s setup: 

• If a user has chosen to designate 100% of the round-up to savings OR charitable giving and does not have enough funds to round up, a transfer will not be completed. 

• If a user has chosen to split their round-up between savings and charitable giving the priority will be to move funds to the savings account before donating to impact/charity.